The All-in-One Platform to Manage Your Tunisian Cards
From a secure personal wallet to a powerful developer API, PAYtoTN provides a complete suite of tools for individuals and businesses to manage e-dinar transactions.
Effortlessly check your balance, view your history, and send money. For businesses, automate your entire payment verification workflow with our robust API, intelligent routing, and real-time webhooks. Stop wasting time with manual checks and build reliable payment systems today.
A Platform Built for Everyone
Whether you're an individual managing your personal finances or a developer building a complex payment system, PAYtoTN has the tools you need.
For Personal Use: Your Secure Digital Wallet
Connect your Tunisian e-dinar card to PAYtoTN and unlock a seamless management experience. Our platform provides you with the essential tools to stay in control of your finances, all in one secure place.
Add Your Card Securely
A simple, guided process to link your card using your CIN, phone number, and PIN. Your data is handled with security as a top priority.
Real-Time Balance & History
Instantly check your available funds and review a full, detailed log of all your past payments and transfers at any time.
Send Money Easily
Quickly and securely transfer funds to other users directly from your dashboard.
For Businesses & Developers: The Automation Suite
Go beyond the wallet with our comprehensive suite of developer-first tools. PAYtoTN is designed to help you build custom, automated, and reliable payment verification systems. Eliminate manual work, reduce errors, and scale with confidence.
Full API Control
Build powerful integrations with our developer-first REST API to programmatically manage your entire workflow.
No-Code Shareable Links
Create and share secure links for payment or receipt verification, complete with a hosted, mobile-friendly user interface.
Real-Time Webhooks
Stay in sync with instant, secure notifications for every transaction event, verified with HMAC signatures.
A Deeper Look at Our Business Tools
Discover how our advanced features can transform your operations.
Developer-First REST API
Integrate our powerful API to programmatically control your entire workflow. Authenticate with a secure API key and leverage key endpoints: /ocr to extract data from receipts, /checklimit to proactively find an available recipient card, and /verify to confirm transaction success. Our API is your foundation for building sophisticated payment solutions.
Intelligent Routing
Say goodbye to transaction failures due to daily limits. When you group multiple cards into a single link, our system automatically performs a real-time capacity check. It intelligently selects and provides a recipient phone number that is guaranteed to have sufficient daily limit, ensuring your payments go through every time.
Hosted No-Code Links
Need a solution without the development overhead? Generate secure, shareable links directly from your dashboard. Create **Verification Links** that provide a complete UI for your staff to scan receipts and verify payments, or **Payment Links** to receive funds from customers with fixed or variable amounts.
Real-Time Webhooks
Keep your internal systems synchronized. Configure a webhook endpoint for any of your links and receive instant POST notifications for every transaction event. Securely validate every incoming payload using HMAC-SHA256 signatures to guarantee authenticity and data integrity.
Need More Confidence? Let's Talk.
We understand that integrating a new payment system requires trust. If your business needs a deeper understanding of our technology or security practices, we are here to help.
Request a callback with our technical team. We can walk you through our methods, discuss a custom integration plan, and answer any questions you have to ensure PAYtoTN is the right fit for you. Please contact us through your preferred channel to schedule a call.
Ready to Automate Your Payment Operations?
Create an account and start exploring our powerful features today.